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Additionally, customers for this kind of strategy could have extreme lawful or criminal histories. It is necessary to keep in mind that various providers supply a series of issue ages on their ensured problem plans as low as age 40 or as high as age 80 - senior final expense benefits. Some will additionally supply higher stated value, as much as $40,000, and others will certainly enable for better survivor benefit problems by enhancing the rate of interest with the return of premium or minimizing the variety of years up until a complete survivor benefit is offered